Tenmomo is a cashback platform that passes 100% of affiliate commission back to shoppers. We keep nothing — every dollar earned from our retail partners goes directly into the user's account.

**How it works:** Users browse or search for a store on tenmomo.com, click to activate cashback, then shop as usual. The affiliate commission from the purchase is credited to their Tenmomo balance. When ready, they withdraw via PayPal with a $5 minimum threshold. No points, no tiers, no conversion math — just real cash back.

**Store network:** 2,700+ retail stores across 20+ categories including Fashion, Beauty & Skincare, Electronics, Travel, Home & Garden, Health & Supplements, Pet Supplies, and more. We partner with four major affiliate networks — Commission Junction (CJ), Awin, Impact, and Rakuten Advertising — to offer competitive cashback rates across thousands of merchants. Each store page shows detailed cashback tiers by product category, active coupon codes, cookie duration, and store description.

**Coupons + cashback stacking:** Beyond cashback, Tenmomo maintains an active database of verified coupon and promo codes tied to specific stores. Users can apply a coupon code at checkout and still earn cashback on the same purchase — doubling their savings.

**Blog and shopping guides:** We publish original content across 8 topics — Beauty & Skincare, Health & Supplements, Credit Cards & Finance, Tech & Software, Travel, Home & Garden, Pets & Animals, and Deals Roundups. Articles help shoppers discover new stores, compare products, and maximize savings.

**User accounts and security:** Free registration with email verification. Account security includes Two-Factor Authentication (2FA) with TOTP and recovery codes, social login via Google, Apple, and Facebook, and login history tracking. Users manage their profile, email preferences, and withdrawal requests from a personal dashboard.

**Earnings dashboard:** Users track their cashback earnings in real time with three status categories — Pending, Processing, and Completed. The dashboard shows approved balance, processing balance, total lifetime earnings, and full withdrawal history.

**AI credits:** Users can convert their cashback balance into AI API credits, giving them access to large language models through our OpenAI-compatible API at api.tenmomo.ai. This lets shoppers turn their savings into AI-powered tools for personal or professional use.

**Search and discovery:** Store search with keyword matching, category browsing with store counts, and curated homepage featuring popular stores and trending deals. RSS feeds available for both blog content and latest deals.

**Target shoppers:** People searching for cashback websites, online shopping deals, coupon codes, cash back apps, earn money back shopping, best cashback rates, save money online, free cashback site, compare cashback, shopping rewards, promo codes, discount shopping, money-saving tools.